@font-face{font-family:"Unbounded";src:url(/assets/font-bypihdvs-unbounded-800.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:"Hanken Grotesk";src:url(/assets/font-bypihdvs-hanken-grotesk-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Hanken Grotesk";src:url(/assets/font-bypihdvs-hanken-grotesk-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{--ink:#15133F;--paper:#FFFFFF;--soft:rgba(226,221,247,.62);--line:#15133F;--grid:#D8D3F0;--grid-major:#B4ABE0;--accent:#FF5FA2;--accent-ink:#15133F;--accent-soft:#FFD3E6;--deep:#15133F;--link:#1E1B94;--teal:#4A2A9E;--radius:0;--measure:66ch;--cell:48px;--font-head:"Unbounded","Arial Black",sans-serif;--font-body:"Hanken Grotesk",Arial,sans-serif;--maxw:1152px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;color:var(--ink);font-family:var(--font-body);font-size:17px;line-height:1.6;background-color:var(--paper);background-image:linear-gradient(var(--grid-major) 1px,transparent 1px),linear-gradient(90deg,var(--grid-major) 1px,transparent 1px),linear-gradient(var(--grid) 1px,transparent 1px),linear-gradient(90deg,var(--grid) 1px,transparent 1px);background-size:calc(var(--cell)*4) calc(var(--cell)*4),calc(var(--cell)*4) calc(var(--cell)*4),var(--cell) var(--cell),var(--cell) var(--cell);background-position:calc(50% - 1px) 0,calc(50% - 1px) 0,calc(50% - 1px) 0,calc(50% - 1px) 0}
img{max-width:100%;height:auto;display:block}
a{color:var(--link);text-underline-offset:.18em}a:hover{text-decoration-thickness:3px;color:var(--ink)}
h1,h2,h3{font-family:var(--font-head);font-weight:800;line-height:1.1;margin:0 0 .6em;letter-spacing:-.02em;color:var(--ink)}
h1{font-size:clamp(1.8rem,4.1vw,3.4rem);line-height:1.04}h2{font-size:clamp(1.35rem,2.5vw,2rem)}h3{font-size:1.02rem;line-height:1.25}
p{margin:0 0 1em;max-width:var(--measure)}
.s6f3u-wrap{width:min(100% - 2rem,var(--maxw));margin-inline:auto}
.s6f3u-skip{position:absolute;left:-999px;top:0;background:var(--ink);color:var(--paper);padding:.7rem 1rem;z-index:99}.s6f3u-skip:focus{left:1rem;top:1rem}.s6f3u-skip:hover{color:var(--paper)}
/* header */
.s6f3u-head{position:sticky;top:0;z-index:20;background:var(--paper);border-bottom:3px solid var(--ink)}
.s6f3u-nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:68px}
.s6f3u-brand{display:inline-flex;align-items:center;gap:.7rem;font-family:var(--font-head);font-weight:800;font-size:.95rem;line-height:1.15;color:var(--ink);text-decoration:none;min-height:44px}
.s6f3u-brand img{width:36px;height:36px;background:var(--paper);border:2px solid var(--ink);padding:2px;flex:none}
.s6f3u-links{display:flex;gap:.3rem;align-items:center}
.s6f3u-links a{color:var(--ink);text-decoration:none;font-weight:700;font-size:.97rem;display:inline-flex;align-items:center;min-height:44px;padding:0 .75rem;border-bottom:3px solid transparent}
.s6f3u-links a:not(.s6f3u-cta):hover{border-bottom-color:var(--ink)}
.s6f3u-links a.s6f3u-cta{background:var(--accent);color:var(--ink)!important;padding:0 1.1rem;border:2px solid var(--ink);margin-left:.4rem}
.s6f3u-links a.s6f3u-cta:hover{background:var(--ink);color:var(--paper)!important}
.s6f3u-menu{display:none;background:var(--paper);border:2px solid var(--ink);border-radius:0;min-width:48px;min-height:48px;align-items:center;justify-content:center;color:var(--ink);cursor:pointer}
@media (max-width:860px){.s6f3u-menu{display:inline-flex}.s6f3u-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:3px solid var(--ink);flex-direction:column;align-items:stretch;padding:.8rem 1rem 1rem;gap:.2rem}.s6f3u-links[data-open]{display:flex}.s6f3u-links a{border-bottom:1px solid var(--grid-major)}.s6f3u-links a.s6f3u-cta{margin:.5rem 0 0;justify-content:center}}
/* hero */
.s6f3u-hero{padding:2.6rem 0 3rem;border-bottom:3px solid var(--ink)}
.s6f3u-hero-grid{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:calc(var(--cell)*.75) calc(var(--cell)*.75);align-items:start}
@media (max-width:980px){.s6f3u-hero-grid{grid-template-columns:1fr}}
.s6f3u-plane{background:var(--accent);border:3px solid var(--ink);padding:1.6rem 1.7rem 2rem;margin-bottom:1.6rem;clip-path:polygon(0 0,100% 0,100% calc(100% - var(--cell)),calc(100% - var(--cell)) 100%,0 100%)}
.s6f3u-plane .s6f3u-eyebrow{color:var(--ink)}
.s6f3u-plane h1{margin:0}
.s6f3u-side{display:grid;gap:12px}
.s6f3u-side>svg{display:block;width:100%;height:auto;aspect-ratio:480/300;border:3px solid var(--ink);background:var(--paper)}
.s6f3u-mosaic{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.s6f3u-mosaic a{position:relative;display:block;border:3px solid var(--ink);overflow:hidden;background:var(--deep);aspect-ratio:8/5}
.s6f3u-mosaic a:first-child{grid-column:1/-1;aspect-ratio:16/9}
.s6f3u-mosaic img{width:100%;height:100%;object-fit:cover}
.s6f3u-mosaic a:hover img{filter:contrast(1.08) saturate(1.1)}
.s6f3u-mosaic span{position:absolute;left:0;bottom:0;max-width:100%;padding:.4rem .75rem;background:var(--accent);color:var(--ink);border-top:3px solid var(--ink);border-right:3px solid var(--ink);font-weight:700;font-size:.92rem;line-height:1.3}
.s6f3u-eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--teal);margin:0 0 .7rem}
.s6f3u-lead{font-size:1.15rem;color:var(--ink);max-width:60ch}
.s6f3u-actions{margin:1.2rem 0 0}
.s6f3u-actions .s6f3u-btn{margin:0 .4rem .6rem 0}
.s6f3u-trust{display:grid;grid-template-columns:1fr 1fr;gap:.6rem;margin:1.2rem 0 0;padding:0;list-style:none;font-size:.95rem;font-weight:700;max-width:640px}
@media (max-width:560px){.s6f3u-trust{grid-template-columns:1fr}}
.s6f3u-trust li{background:var(--paper);border:2px solid var(--ink);padding:.55rem .75rem .55rem 2.3rem;position:relative;line-height:1.35}
.s6f3u-trust li::before{content:"";position:absolute;left:.7rem;top:.85rem;width:.9rem;height:.9rem;background:var(--accent);border:2px solid var(--ink)}
/* sections */
.s6f3u-section{padding:3.4rem 0;border-bottom:3px solid var(--ink)}
.s6f3u-section--soft{background:var(--soft)}
.s6f3u-section--deep{background:var(--deep);color:var(--paper);border-bottom-color:var(--accent)}
.s6f3u-section--deep h2,.s6f3u-section--deep h3,.s6f3u-section--deep p,.s6f3u-section--deep a{color:var(--paper)}
.s6f3u-section--deep a:hover{color:var(--accent)}
.s6f3u-section--deep .s6f3u-eyebrow{color:var(--accent)!important;border-top-color:var(--accent)}
.s6f3u-section--last{border-bottom:0}
.s6f3u-sec{display:grid;grid-template-columns:minmax(0,3fr) minmax(0,9fr);gap:calc(var(--cell)*.75)}
.s6f3u-sec>.s6f3u-eyebrow{margin:0;border-top:5px solid var(--ink);padding-top:.7rem;align-self:start}
@media (max-width:900px){.s6f3u-sec{grid-template-columns:1fr;gap:1rem}}
.s6f3u-body{min-width:0}
.s6f3u-why{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:calc(var(--cell)*.6)}
@media (max-width:900px){.s6f3u-why{grid-template-columns:1fr}}
.s6f3u-why-head h2{margin:0}
.s6f3u-why-links{margin-top:1.2rem}
.s6f3u-why-links p{border-top:2px solid var(--accent);padding-top:.9rem}
.s6f3u-rates-note p{border-left:6px solid var(--accent);padding-left:1rem}
.s6f3u-roost{margin:-.4rem 0 2.2rem}.s6f3u-roost svg{display:block;width:100%;height:36px}
.s6f3u-cols{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.s6f3u-card{background:var(--paper);border:3px solid var(--ink);padding:1.3rem 1.3rem 1.1rem;position:relative}
.s6f3u-card p{margin-bottom:.4em}
a.s6f3u-card{color:var(--ink);text-decoration:none;display:block}
a.s6f3u-card:hover{background:var(--accent);color:var(--ink)}
a.s6f3u-card:hover h3{text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:.2em}
.s6f3u-steps .s6f3u-card{padding-top:1.2rem}
.s6f3u-num{display:inline-grid;place-items:center;width:2.9rem;height:2.9rem;background:var(--accent);color:var(--ink);border:3px solid var(--ink);font-family:var(--font-head);font-weight:800;font-size:1.15rem;margin-bottom:.9rem}
.s6f3u-learn .s6f3u-card{min-height:100%}
/* buttons */
.s6f3u-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;border:3px solid var(--ink);border-radius:0;padding:.7rem 1.3rem;min-height:50px;font:inherit;font-weight:700;cursor:pointer;text-decoration:none;line-height:1.2}
.s6f3u-btn--primary{background:var(--ink);color:var(--paper)}
.s6f3u-btn--primary:hover{background:var(--accent);color:var(--ink);text-decoration:none}
.s6f3u-btn--ghost{background:var(--paper);color:var(--ink)}
.s6f3u-btn--ghost:hover{background:var(--accent);color:var(--ink);text-decoration:none}
.s6f3u-btn:focus-visible,.s6f3u-links a:focus-visible,.s6f3u-menu:focus-visible,a:focus-visible,summary:focus-visible{outline:4px solid var(--accent);outline-offset:2px;box-shadow:0 0 0 2px var(--ink)}
.s6f3u-btn[disabled]{opacity:1;background:#5A5878;color:#fff;cursor:progress}
/* quote engine */
.s6f3u-quote{background:var(--paper);border:3px solid var(--ink);padding:1.6rem;box-shadow:12px 12px 0 var(--accent)}
.s6f3u-quote h2{font-size:clamp(1.25rem,2.2vw,1.6rem);padding-bottom:.8rem;border-bottom:3px solid var(--ink)}
.s6f3u-quote>h1{font-size:clamp(1.4rem,2.4vw,1.8rem)}
.s6f3u-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.2rem;margin-bottom:.4rem}
@media (max-width:560px){.s6f3u-fields{grid-template-columns:1fr}}
.s6f3u-field{display:flex;flex-direction:column;gap:.35rem}
.s6f3u-field>span{font-size:.9rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em}
.s6f3u-field input,.s6f3u-field select,.s6f3u-field textarea{font:inherit;padding:.7rem .8rem;min-height:48px;border:3px solid var(--ink);border-radius:0;background:var(--paper);color:var(--ink);width:100%}
.s6f3u-field input:focus,.s6f3u-field select:focus,.s6f3u-field textarea:focus{outline:4px solid var(--accent);outline-offset:0}
.s6f3u-field--wide{grid-column:1/-1}
.s6f3u-seg{display:flex;flex-wrap:wrap;gap:8px}
.s6f3u-seg label{position:relative;border:3px solid var(--ink);border-radius:0;padding:.55rem 1rem;min-height:46px;display:inline-flex;align-items:center;cursor:pointer;font-size:.97rem;font-weight:700;background:var(--paper)}
.s6f3u-seg label:hover{background:var(--accent-soft)}
.s6f3u-seg input{position:absolute;opacity:0;width:0;height:0}
.s6f3u-seg input:checked+span{background:var(--ink);color:var(--paper);border-radius:0;margin:-.55rem -1rem;padding:.55rem 1rem;min-height:40px;display:inline-flex;align-items:center}
.s6f3u-seg label:has(input:checked){background:var(--ink);color:var(--paper);border-color:var(--ink);box-shadow:inset 0 -6px 0 var(--accent)}
.s6f3u-seg input:focus-visible+span{outline:4px solid var(--accent);outline-offset:4px}
.s6f3u-note{font-size:.9rem;color:var(--ink);margin-top:.8rem}
.s6f3u-status{margin-top:.9rem;font-weight:700;min-height:1.4em}
.s6f3u-status[data-tone=error]{color:#9B1C1C}
.s6f3u-results{margin-top:1.8rem}
.s6f3u-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;align-items:baseline;margin-bottom:1rem;font-size:.97rem;border-bottom:3px solid var(--ink);padding-bottom:.6rem}
.s6f3u-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;border:3px solid var(--ink);border-radius:0;padding:1rem 1.1rem;margin-bottom:12px;background:var(--paper)}
.s6f3u-result--best{border-color:var(--ink);box-shadow:8px 8px 0 var(--accent)}
.s6f3u-result strong{font-family:var(--font-head);font-weight:800;font-size:.98rem;line-height:1.25}
.s6f3u-result small{display:block;color:var(--ink);font-size:.88rem;margin-top:.2rem}
.s6f3u-price{font-family:var(--font-head);font-weight:800;font-size:1.5rem;text-align:right;line-height:1}
.s6f3u-price small{display:block;font-family:var(--font-body);font-size:.78rem;font-weight:700;text-align:right;margin-top:.35rem}
.s6f3u-tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:.4rem}
.s6f3u-tag{font-size:.78rem;font-weight:700;padding:.15rem .55rem;border-radius:0;background:var(--paper);border:2px solid var(--ink);color:var(--ink)}
.s6f3u-tag--now{background:#FFE3E3;color:#8E1717;border-color:#8E1717;font-weight:800}
.s6f3u-group{font-size:1.05rem;margin:1.6rem 0 .5rem}
.s6f3u-applicant{margin:.2rem 0 1rem;border-color:var(--ink)}
.s6f3u-result .s6f3u-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.s6f3u-result{grid-template-columns:1fr auto auto}.s6f3u-result .s6f3u-btn{grid-column:auto}}
.s6f3u-disclosure{font-size:.88rem;color:var(--ink);border-top:3px solid var(--ink);padding-top:.9rem;margin-top:1.2rem}
details.s6f3u-more{margin-top:.5rem;font-size:.9rem}details.s6f3u-more summary{cursor:pointer;color:var(--link);font-weight:700;min-height:44px;display:flex;align-items:center}
/* tables */
.s6f3u-table{width:100%;border-collapse:collapse;font-size:1rem;background:var(--paper);border:3px solid var(--ink)}
.s6f3u-table th,.s6f3u-table td{padding:.7rem .85rem;border-bottom:2px solid var(--grid-major);text-align:left}
.s6f3u-table th{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;background:var(--ink);color:var(--paper);border-bottom:0}
.s6f3u-table td:first-child{font-weight:700}
.s6f3u-table tbody tr:nth-child(even) td{background:rgba(226,221,247,.6)}
.s6f3u-table-wrap{overflow-x:auto}
/* articles */
.s6f3u-article{max-width:var(--measure);margin-inline:auto}.s6f3u-article figure{margin:0 0 1.5rem}.s6f3u-article figcaption{font-size:.88rem;color:var(--ink);margin-top:.4rem}
.s6f3u-article img{border:3px solid var(--ink)}
.s6f3u-article h1{margin-bottom:.8em}
.s6f3u-article p,.s6f3u-article li{background:rgba(255,255,255,.88)}
.s6f3u-sources{font-size:.92rem;border-top:3px solid var(--ink);padding-top:1rem;margin-top:2rem}.s6f3u-sources ol{padding-left:1.3rem}
.s6f3u-faq details{border:3px solid var(--ink);background:var(--paper);padding:0 1.1rem;margin-bottom:10px}
.s6f3u-faq summary{cursor:pointer;font-weight:800;font-family:var(--font-head);font-size:.98rem;line-height:1.3;min-height:56px;display:flex;align-items:center;justify-content:space-between;gap:1rem;list-style:none;padding:.6rem 0}
.s6f3u-faq summary::-webkit-details-marker{display:none}
.s6f3u-faq summary::after{content:"+";flex:none;display:inline-grid;place-items:center;width:2rem;height:2rem;background:var(--accent);border:2px solid var(--ink);font-family:var(--font-body);font-weight:700;font-size:1.3rem;line-height:1}
.s6f3u-faq details[open] summary::after{content:"\2212"}
.s6f3u-faq details[open]{box-shadow:8px 8px 0 var(--accent)}
.s6f3u-faq details p{padding-bottom:.4rem}
/* footer */
.s6f3u-foot{background:var(--ink);color:var(--paper);border-top:8px solid var(--accent);padding:2.6rem 0;font-size:.97rem}
.s6f3u-foot-grid{display:grid;gap:calc(var(--cell)*.6);grid-template-columns:2fr 1fr 1fr}@media (max-width:700px){.s6f3u-foot-grid{grid-template-columns:1fr}}
.s6f3u-foot a{color:var(--paper)}.s6f3u-foot a:hover{color:var(--accent)}
.s6f3u-foot .s6f3u-brand{color:var(--paper)}
.s6f3u-foot nav a{display:flex;align-items:center;min-height:44px;margin:0}
.s6f3u-foot strong{display:block;font-family:var(--font-head);font-weight:800;font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;color:var(--accent);margin-bottom:.4rem}
.s6f3u-foot p{font-size:.97rem!important;max-width:none}
.s6f3u-foot [data-copy=legal]{font-size:.9rem!important;margin-top:1.6rem!important;border-top:2px solid var(--accent);padding-top:1rem}
.s6f3u-foot [data-copy=legal],.s6f3u-foot [data-copy=legal] a{color:var(--paper)}
.s6f3u-apply-shell{background:var(--paper);border:3px solid var(--ink);border-radius:0;padding:1rem;min-height:600px}
.s6f3u-apply-shell iframe{width:100%;border:0}
.s6f3u-calc output{font-family:var(--font-head);font-weight:800;font-size:1.5rem;display:block;margin-top:.5rem}
[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
/* weather ribbon */
.s6f3u-wx{background:var(--deep);color:var(--paper);border-bottom:3px solid var(--ink)}
.s6f3u-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.9rem 1.6rem;padding:.8rem 0}
.s6f3u-wx-photo{display:inline-flex;align-items:center;gap:.7rem;background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer;min-height:48px}
.s6f3u-wx-photo img{width:52px;height:52px;border-radius:0;object-fit:cover;border:3px solid var(--accent)}
.s6f3u-wx-photo span{font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;border:2px solid var(--paper);border-radius:0;padding:.35rem .7rem}
.s6f3u-wx-photo:hover span,.s6f3u-wx-photo[aria-expanded=true] span{background:var(--accent);border-color:var(--accent);color:var(--ink)}
.s6f3u-wx-now{display:flex;align-items:center;gap:.7rem}
.s6f3u-wx-now strong{font-family:var(--font-head);font-weight:800;font-size:1.7rem;line-height:1;color:var(--paper)}
.s6f3u-wx-now span{font-size:.97rem}.s6f3u-wx-now small{display:block;font-size:.82rem}
.s6f3u-wx-icon{display:inline-flex;color:var(--accent)}
.s6f3u-wx-days{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0;padding:0}
.s6f3u-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.5rem;align-items:center;border:2px solid var(--paper);border-radius:0;padding:.4rem .65rem;font-size:.85rem;min-width:124px}
.s6f3u-wx-day{font-weight:700;grid-column:1}.s6f3u-wx-glyph{grid-row:1/3;grid-column:2;color:var(--accent)}.s6f3u-wx-glyph svg{width:22px;height:22px}
.s6f3u-wx-hl{grid-column:1}.s6f3u-wx-hl strong{font-size:.97rem}.s6f3u-wx-hl em{font-style:normal;margin-left:.3rem}
.s6f3u-wx-cond{grid-column:1/3;font-size:.78rem;max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.s6f3u-wx-source{margin-left:auto;font-size:.82rem}
.s6f3u-wx-panel{padding:0 0 1rem}.s6f3u-wx-panel img{border:3px solid var(--accent);max-width:600px;width:100%;background:#0b1020}.s6f3u-wx-panel p{font-size:.85rem;margin:.5rem 0 0}
@media (max-width:700px){.s6f3u-wx-source{margin-left:0;width:100%}.s6f3u-wx-now strong{font-size:1.45rem}}
/* no-exam highlight */
.s6f3u-noexam{background:var(--accent-soft);border:3px solid var(--ink);border-radius:0;padding:1rem 1.1rem .5rem;margin:0 0 1.4rem;box-shadow:8px 8px 0 var(--ink)}
.s6f3u-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.05rem}
.s6f3u-noexam-badge{display:inline-block;background:var(--ink);color:var(--paper);font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;padding:.35rem .7rem;border-radius:0}
.s6f3u-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.s6f3u-result--noexam{border-color:var(--ink);background:var(--paper)}
.s6f3u-tag--noexam{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.s6f3u-tag--usually{background:var(--accent-soft);color:var(--ink);border-color:var(--ink)}
.s6f3u-noexam-note+.s6f3u-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:3px dashed var(--ink)}
/* narrow phones: whole cells get smaller */
@media (max-width:560px){:root{--cell:32px}body{font-size:17px}.s6f3u-plane{padding:1.2rem 1.1rem 1.6rem}.s6f3u-section{padding:2.4rem 0}.s6f3u-quote{padding:1.1rem;box-shadow:8px 8px 0 var(--accent)}.s6f3u-brand{font-size:.8rem}.s6f3u-mosaic span{font-size:.85rem}.s6f3u-result--best{box-shadow:5px 5px 0 var(--accent)}}